​Deposits: Frequently Asked Questions

On 21.02.2024, we launched long-term deposits as part of RWA-Bank development and decided to answer the most frequently asked questions about the new product. Read below.

Why did DigiU open deposits?

Long-term deposits allow us to implement long-term strategies and increase profitability, while partners can safely store their assets and earn up to 37% per annum for a selected period of 6 to 36 months.

What are the terms of use for deposits?

Currency: USDT (TRC and BEP20 networks).

Minimum deposit: 500 USDT.

Profitability is accrued at the end of the deposit term.

Replenishment from personal or partner accounts is not available.

Early closure of deposits for 6 and 12 months is not possible. Other deposits can be closed early after at least 12 months.

Profitability with capitalization:

6 months: USDT 15% + DigiU shares 5%.

12 months: USDT 18% + DigiU shares 6%.

18 months: USDT 21% + DigiU shares 7%.

24 months: USDT 24% + DigiU shares 8%.

36 months: USDT 27% + DigiU shares 10%.

How long are these profitability terms valid?

The specified profitability rates are available for the first month from the start of the project launch; after 20.03.2024, the rates will be reduced. All partners who open a deposit will retain the terms for the entire period of its validity.

Can I replenish my wallet from partner or personal accounts?

No, replenishment is only possible from the deposit wallet in USDT (TRC and BEP20 networks).

Can I transfer USDT from DigiU.Wealth to a long-term deposit?

Yes, by the end of February, there will be an opportunity to transfer the available amount in USDT from DigiU.Wealth to the deposit.

Can I replenish my deposit?

Yes, you can. Please note that profitability on the deposited amount will be calculated one week after the replenishment.

How to receive profit and close the deposit?

You can withdraw the profit at the end of the period you choose, and the deposit will be automatically closed upon expiration.

Is it possible to close the deposit early?

It all depends on the period you choose. Early closure is not possible for deposits for 6 and 12 months. For deposits for 18, 24, 36 months, closure is possible no earlier than after 12 months, and the amount is returned without profitability for the previous period.

Go to your personal account, open a deposit, and earn more profit.

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