RWA-Bank: Deposits
A year ago, we launched deposits within the RWA-Bank ecosystem to attract long-term liquidity for the development of banking products.
Now, a year later, we’re reviewing our progress and sharing our plans for the future.
Deposits offer investors a secure way to protect their assets and grow their capital in USDT, with annual returns ranging from 22% to 35%.
«This product is convenient for clients because it offers fixed interest rates and flexible terms. Thanks to the bank’s operational model, all deposits are backed by real assets, which significantly reduces risks while ensuring high returns», – shared DigiU’s CEO.
In the first year, 70% of clients have chosen long-term deposits of 24 and 36 months, reflecting strong trust in RWA-Bank and high demand for these investment tools.
One of RWA-Bank’s key goals for 2025 is obtaining crypto and banking licenses. This will enable us to attract liquidity not only from private investors but also from professional players such as banks and commercial institutions.
This step will greatly expand the ecosystem’s capabilities.
«Most importantly, legalization will not prevent us from testing new products. Right now, we are considering launching banking solutions that will generate returns in various sectors while using RWA assets as collateral.
The next product may involve validators, offering long-term investment options ranging from 12 to 36 months. The goal is to raise funds for validator network development and earn returns from such infrastructure projects.
We are also considering creating a Future Generations Fund, which could serve as a private pension fund alternative. This would help clients build a financial safety net – for themselves and their loved ones.
Thus, we are combining two approaches: innovation and sustainable, market-driven growth», – said Alexey Ognev about the plans.
What do you think? Share your thoughts – how relevant are these deposit offerings to you?
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