Deposits: 6-Month Review

In February 2024, we launched long-term deposits as part of the development of the RWA Bank. In the first 6 months, around 100 people became clients of this product, with 70% choosing long-term deposits of 18, 24, and 36 months. We thank you for your trust in our ecosystem and products.

The deposit tool helps investors protect their funds and grow their investments, while the RWA Bank can implement long-term investment strategies and increase returns.

«Attracting long-term liquidity is one of the most crucial processes for launching credit products in the RWA Bank, such as crypto-backed loans, crypto mortgages, etc.

Using RWA assets as collateral is a growing and long-term trend, combining the benefits of both traditional and decentralized financial instruments.

Tokenized assets are typically non-volatile, increase in value over time, and most importantly, are backed by real assets. These trends and features of RWA assets allow us to consider them as collateral in the first credit products of the RWA Bank while simultaneously developing our RWA ecosystems.

We are actively leveraging the benefits of this solution. For example, we are preparing a new type of deposit that will earn returns for clients from tokenized real estate, fully backed by real-world assets—essentially a real estate trust. This product idea was suggested to us during a meeting with one of the top managers of SBI (State Bank of India) after our presentation at Money Expo 2023», commented DigiU's CEO.

Important! Starting from 01.09.2024, the minimum term for opening a new deposit will be 12 months. You have 10 days left to open a 6-month deposit, as this option will no longer be available from September.

Deposit Conditions:

• Currency: USDT (TRC and BEP20 networks).
• Minimum deposit: 500 USDT.
• Returns are credited at the end of the deposit term.
• Top-ups are only available through the deposit wallet. Top-ups from the main or partner account are not available.
• Early closure of 6- and 12-month deposits is not possible.
• Other deposits can be closed early, but only after 12 months.
• Profits can be withdrawn at the end of your chosen term, and the deposit automatically closes upon expiration.

Returns:

6 months: USDT 13% + 5% DigiU shares.

12 months: USDT 16% + 6% DigiU shares.

18 months: USDT 19% + 7% DigiU shares.

24 months: USDT 22% + 8% DigiU shares.

36 months: USDT 25% + 10% DigiU shares.

For your convenience, there is a calculator in your personal account to help you calculate the deposit returns and the number of DigiU shares.

Deposits of 12 months or more, opened between 16.08.2024 and 31.08.2024, 23:59 (UTC), will participate in the Apato snapshot and will be credited with tokens for the new property as a gift!

Visit the «Deposits» page to learn more about the product.

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