RWA-Bank: Deposits and Tokenization

On August 1, Apato's social media posted a comparison of two investment tools to answer a common investor question:

Why invest in tokenized real estate with a 12% return when you can invest in a bank deposit with an 18% annual return?

The answer is simple – bank rates are nominal and do not account for the inflation rate in the country. For example, according to official data, inflation in Russia is 4%, but in reality, it is around 10%. Therefore, the real return on a bank deposit is approximately 8%.

When you buy real estate tokens, you can expect a return of up to 22%, which is comprised of:

• 10% annual return from property value appreciation
• 12% annual return from rental income

Over the past 12 months, the dollar's inflation rate has been only 3%, making the real return from real estate 19%.

By choosing a bank deposit, you are making a common investor mistake by not analyzing the real market situation with various factors in mind.

Continuing this topic, we compared bank deposits with RWA-Bank deposits.

The ecosystem product yields up to 25% annually. By opening a 1000 USDT deposit for 36 months, your account balance will grow to 1,750 USDT.

Note that USDT is pegged to the dollar, and to calculate the real return, you need to consider its inflation rate as mentioned above.

Learn more on the «Deposits» page and calculate your return using the investment calculator.

For more details, see our post: Deposits: Terms of Return.

We urge all investors to stay updated on new products and consider all market factors.

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